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  • September 18, 2026
    All on Boards: Directors' Symposium

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SAS Operational Center

Built for Michigan's small-asset-size (SAS) credit unions, the MCUL SAS Operational Center brings together the strategy, governance, compliance and operational tools smaller credit unions need to stay strong, sustainable and independent — even with limited resources.

Strategy & Planning    Operations & Finance

  STRATEGY & PLANNING

SAS Strategic Success Playbook

MCUL’s initiative for credit unions under $400M—a practical framework for strategy, financial sustainability, operations and governance to stay strong and independent.

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Changing to a Community Charter

A strategic discussion guide for credit unions exploring a community charter.

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Building a Thriving Credit Union

Explore Filene Research Institute research on how successful small credit unions use a “puzzle-solving” approach to align strategy, member needs, organizational identity and resources. Learn practical lessons from thriving credit unions that have found innovative ways to grow, remain relevant and create value for their members.

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Credit Union Collaboration & Shared Services

Explore Filene Research Institute research on how small credit unions are leveraging collaboration, shared services and collective expertise to strengthen operations, expand capabilities and remain competitive in a digital economy. Learn how credit unions are working together to achieve greater impact, efficiency and long-term sustainability.

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DIFS Forms for Conversions, Mergers & FOM

Michigan DIFS Office of Credit Unions forms for charter conversions, mergers and field-of-membership expansions.

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  OPERATIONS & FINANCIAL MANAGEMENT

Capital Analysis by Hand

Worksheet to calculate your credit union’s capital position step by step.

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Sample Capital Analysis

A completed sample capital analysis to use as a reference.

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Two Minute Profitability

A quick worksheet to gauge your credit union’s profitability at a glance.

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