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Family First Credit Union CEO Announces Retirement

After an extraordinary 38-year tenure, Family First Credit Union announces the retirement of Frances M. Gibelyou, a visionary leader whose dedication, passion and unwavering commitment has left an indelible mark on both the institution and the lives it touches.

Gibelyou's journey began in January 1985, when she joined what was then known as Saginaw Municipal Employees Credit Union as a teller. Over the years, she ascended through various roles, from teller to CEO, shaping the credit union into the thriving institution it is today.

Her tireless dedication to this mission has shaped the lives of countless individuals and families within the community. From her early days as a teller, she consistently demonstrated her belief in the power of community and service, always striving to "make it a great day" for both members and colleagues.

Gibelyou's leadership style was defined by her genuine care for everyone she encountered. One of her favorite phrases, "serving one member at a time," epitomized her commitment to personalized service that transformed the credit union experience for all. Her infectious smile, warmth and compassion became synonymous with Family First Credit Union and left an indelible mark on everyone she interacted with.

"Fran's impact goes beyond her professional accomplishments; she has truly become the heart of Family First Credit Union," said Janie Smith, the current CFO of the credit union. "Her legacy will forever be woven into the fabric of our institution, reminding us of the importance of compassion, dedication, and a steadfast commitment to our community."

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