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Michigan Credit Union League

Equipment Management Solutions Offers Easy Way to Keep on Top of Expenses

In today’s financial environment, the ever-increasing cost of equipment ownership has heightened the need for credit unions to reduce expenses, increase efficiencies and plan for tomorrow. The Equipment Management Solutions program from Great American Insurance Group effectively assists credit unions in accomplishing this and more.

With EMS, costly equipment service contracts are replaced with a single, comprehensive, multivendor, equipment service agreement that allows credit unions to reduce and control equipment service costs while maintaining a capped budget. Covered costs are capped annually which allows credit unions to budget equipment maintenance and repair expenses with certainty. 

With guidance from Great American’s experienced EMS consultants, organizations select the equipment to be enrolled in the program and then determine what level of coverage is needed.

When service is needed, a call is simply placed to the preselected service vendor or Great American’s 24/7 service dispatch center.

Service options include original equipment manufacturers, independent service organizations and in-house service technicians.

Managing equipment service needs with the EMS program offers many advantages including:

  • Immediate cost savings and the opportunity for additional savings from profit sharing incentives.
  • Flexible coverage options designed to compare to, or broaden, existing service contract coverage.
  • Online account access that provides complete data transparency, performance metrics and trend analysis.
  • Experienced management support teams that are comprised of financial services and risk management professionals.
  • Peace of mind, Great American’s EMS program is the only program of its kind managed and underwritten directly by a major insurance company.

EMS protection is available on a wide range of equipment including, but not limited to, financial, security, office, facility, information technology and telecommunications.

For additional information, visit the GAIC booth at the AC&E June 5-6 or contact CUSG Lending & Insurance Consultant Alan Babcock at 800-262-6285, ext. 252, or

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