NCUA Considers Raising Small Entity Threshold to $100 Million

The NCUA issued a proposal to amend the definition of “small entity” under the Regulatory Flexibility Act by increasing the asset threshold from $50 million to $100 million.

If the proposal is accepted, an additional 52 Michigan credit unions would qualify as a small entities, increasing the total number of small-entity credit unions within the state to 177. While the proposed rule does not offer specific regulatory relief however, it would allow more Michigan credit unions to receive greater economical consideration from regulatory agencies when evaluating final and proposed rules.

NCUA board member J. Mark McWatters would like to see the final rule threshold increased to $250 million. MCUL & Affiliates would welcome and encourage a greater threshold increase to allow more Michigan credit unions to qualify as a small entities.

The NCUA is offering a 60-day comment period on the proposed rule. If you have any comments regarding the proposed rule, contact Sarah Stevenson at or MaryJo White at

Submissions to Monitor may be emailed. Bryan Laviolette is the editor of Monitor. Contact him by email or call (800) 262-6285, ext. 233. The newsletter of the Michigan Credit Union League is published Monday mornings or Tuesday mornings when Monday is a holiday. There is no Monitor the week after Christmas and the week after the Annual Convention and Exposition. The MCUL reserves the right to edit submissions for clarity and space.
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