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Archived Advocacy Materials

Federal Issues

• Debit Interchange Fees: Issue Brief (doc), Michae'ls Data Breach (pdf), Fed Final Rule Press Release (link), Fed Final Interim Rule (pdf), MCUL Snapshot Summary of Final Rule (doc), CUNA Final Rule Analysis (pdf) (06/11)
• Community Reinvestment Act: Issue Brief (doc) (11/10)
• Regulatory Restructuring/CFPA  Short Summary (pdf),  Long Summary (pdf), Collins Interchange Amendment Letter (pdf) (08/10)
• 2010 CUNA GAC Issue Briefs Document
• 2010 Federal Agenda Document (doc)
• Interchange Talking Points (06/11/09)
• SAFE Act Mortgage Loan Officer Registration (01/09)
• 2009 Card Act Resources
• Summary of Credit CARD Act of 2009
• 2009 CUNA GAC Materials
  
• Banker Attacks: CUs Fight Back - Power Point Presentation (04/04)
• Truth in Lending/Regulation Z updates

 State Issues 

• Transfer Fees: Issue Brief (doc)
• Annual PAC Signature Requirement: Issue brief (doc) (03/01/12)
• Mortgage Fraud: Issue Brief (doc) (01/24/12)
• PACE Liens: Issue brief (doc) Comment Call (01/19/11)
• Payroll Debit Card: Issue brief (doc) Comment Call (01/19/11)
• Notary Journal: Issues brief (doc)Comment Call (01/04/11)
• Vehicle Insurance Verification: Issue brief (12/02/10)
• Principle Residence (12/10)
• Joint Account Disclosure: Issue brief (doc) Comment Call (11/12/10)
• Mortgage Fraud Package: Issue brief (doc) Comment Call (11/12/10)
• Hardest Hit Fund: Issue brief (doc) (09/29/10)
• Closing and Settlement Protection  (09/10)
• State Bank: Issue brief (doc) Comment Call (06/11/10)
• Foreclosure Consultant Scam (04/10)
• 2010 State Legislative Briefing Paper (4-8-10)
• Redeeming Foreclosed Property (01/10)
• 2010 State Agenda Document (doc)
  
• CDARS for Community College Monies (12/22/09)
• Account Error Notification (11/17/09)
• Financial Elder Abuse: Issue brief (doc) Comment Call (11/09)
• Michigan Consumer Protection Act (11/09)
• Account Inactivity Fees (11/09)
• Financial Privacy  (10/19/09)
• June 2009 Update on Snowmobile Registration Law (Word Doc)
• Summary of Michigan House Foreclosure Bills (05/09)
  • Summary of 2009 Public Act 29

Credit Union Information 

• Credit Unions and Banks Statistics Fact Sheet (12/22/10)
• Key Differences Between Credit Unions and Banks (05/12/04)
• What Is The Credit Union Difference? (03/04)
• Community Bankers Competitive Survey (03/03)
• What Do Voters Think About Credit Unions (Password Protected - Affiliated Credit Unions Only) (02/02)